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Products And Services
DEPOSIT PRODUCTS:
Personal Free and Easy:
- Debit/ATM Card
- No Service Charge
- No Minimum Deposit
- 50 free check
Regular Personal Checking:
- Debit/ATM Card
- No service charge when balance is over $190
- Unlimited Check Writing
Personal NOW Account:
- Debit/ATM Card
- No service charge when balance is over $300
- Interest paid monthly on balance
SAVINGS PRODUCTS:
Personal Savings:
- $50 minimum balance
- Instant Cash Card available
Money Market Checking:
- Interest earned on a tiered basis
- over $75,000
- $50,000-$74,999
- $25,000-$49,999
- $10,000-$24,999
- $2,500-$9,999
- 0-$2,499
OTHER DEPOSIT OPTIONS:
The Safety and Security of a Certificate of Deposit is available at First Security Bank-Canby, maturities range from 3-months to 3-years at competitive interest rates. Three or six month interest penalty for early withdrawal. No withdrawal of principal from certificates is allowed until the maturity date without penalty.
LOAN PRODUCTS:
Installment and Consumer Loans;
Qualified applicants will receive professional and courteous assistance with financing cars, recreational vehicles, home remodeling or any other request.
Business/Commercial Loans;
Our Bank’s Loan Officers are ready to assist with your needs to establish a new business or expand your present business. We are an SBA approved lender for all programs and knowledgeable and experienced in business lending.
Agricultural Loans;
Our experienced and knowledgeable lenders are able and willing to assist borrowers with their financial needs for operating line of credit, machinery, livestock and improvement loans.
Real Estate Loans;
We offer the following type of real estate loans:
- Fixed rate mortgages at very competitive rates
- In house mortgage loans
- Construction financing
- Home Equity line of credit
- Second mortgages
- Minnesota Housing Finance Authority improvement loans
Contact Mark Greenway or Lenae Deslauriers to assist you with your financing needs at 507-223-7231, or stop in.
OTHER PRODUCTS:
INSTANT CASH & CHECK CARD:
It’s an Instant Cash Card that doubles as an “electronic” checkbook. Instant Cash & Check Cards gives you all the convenience of ATM access and all the buying power of a checkbook, in one versatile card. It’s the one card you’ll want to carry everywhere!
- Use it instead of your checkbook to make purchases everywhere VISA is accepted worldwide.
- It’s cash, not credit! Funds from purchases are drawn from your checking account as if you had written a paper check.
- No hassles with running out of checks, forgetting your checkbook, or needing multiple forms of ID.
- Your transactions are detailed on your regular monthly checking account statement.
- All this for a minimal fee of $1 per month.
AUTOMATIC DEPOSITS AND WITHDRAWALS:
This FREE service can be used to simplify your life, automatic direct deposits and withdrawals can be setup, and with your approval you loan payments can be made automatically.
WE ALSO OFFER:
- Safe Deposit Boxes
- Night Depository
- Notary Services
- Wire Transfers
- Travelers Cheques
- Bank Money Orders
- Savings Bonds
- Cash Advances
- Account Reconciling
- Internet Banking
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